Portfolio Analyst

Permanent @Charlie Watson in Compliance Email Job
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Job Detail

  • Job ID 39830

Job Description

Portfolio Analyst

City of London




cer Financial are working alongside a financial services firm who are based in the City of London. They are seeking a Portfolio Analyst to work with them on a permanent basis.


The Responsibilities of a Portfolio Analyst Will Include:


  • Continuously monitor the development of individual portfolio transactions, perform Market/Sector research and analysis and inform management as well as client of any material developments on a portfolio of (mostly) performing loans
  • Regular (at least annual) analysis of key transaction risks (as applicable)
  • Preparation of robust and concise internal credit papers (credit review, waivers/amendments) according to agreed formats and in a timely manner for review by line manager to obtain relevant client approvals during transaction life
  • Work with line manager and responsible people to ensure smoothened credit process
  • Review/update of financial models to assess future performance and risks (as applicable)
  • Prepare internal ratings in accordance with applicable guidelines, where relevant
  • Provide robust valuations of the underlying portfolio, generate, document and justify modelling assumptions and input parameters (where applicable and depending on collateral pool with input from external advisers)
  • Prepare watch-list reports discussing trends, remedies, development of portfolio transaction incl. collateral pool and provide advice regarding possible restructuring strategies, where applicable
  • Ensure timely tracking of transaction triggers, collateral tests with adequate recording in relevant system
  • Ensure timely closure of conditions/tasks
  • Discuss/negotiate any kind of waiver requests or restructurings with trustee/collateral manager or servicer as well as other external/internal parties e.g. lawyers
  • Attend transaction related meetings (as required)
  • Where required, discuss/negotiate necessary credit and collateral documentation and ensure that all documentation and decisions required are correctly prepared, communicated and processed
  • Maintain electronic credit files for respective deals, ensuring key documents have been saved before submission of approval requests (in accordance with Client’s guidelines and naming conventions)
  • Prepare and present updates for the monitored transactions in regular Asset Review meetings
  • Surveillance and Reporting
  • Provide guidance to other team members as and when required
  • Liaise pro-actively and effectively with different client departments for respective portfolio
  • Consider relevant regulatory requirements and client guidelines


The Successful Portfolio Analyst Will Have:


  • University degree, ideally, 1-3 years working experience in relevant field in credit, risk or portfolio management.
  • Ideally background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors.
  • Comfortable in a client facing role and ability to confidently present recommendations up to credit committee level.
  • High level of familiarity of MS Excel, Word, PowerPoint / other data processing and analysis tools

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