Credit Analyst /Portfolio Analyst – Infrastructure/Project Finance

City of London

Permanent

£65,000

cer Financial are working alongside an exciting Financial Services company who are based in the City of London. They are seeking a Credit Analyst /Portfolio Analyst – Infrastructure/Project Finance to work with them on a permanent basis.

My client issues bonds into the market to raise money to lend for infrastructure projects. They need someone with advanced excel and modelling skills.

The Responsibilities of a Portfolio Administrator Will Include:

• Continuously monitor the development of individual portfolio transactions, perform Market/Sector research and analysis and inform management as well as client of any material developments on a portfolio of (mostly) performing loans.
• Regular (at least annual) analysis of key risks including financial risk, operational risk, off- taker/supplier/ guarantor risk, country/regulatory risk and market risk.
• Preparation of robust and concise internal credit papers
• Review/update of cash flow models.
• Prepare internal ratings.
• Preparation of client off colour and watch-list reports discussing trends, remedies, progress, future loan amendments and provide advice regarding possible exit strategies.
• Analyse, evaluate and comment on drawdown requests and transaction related financial, technical and legal reporting provided by borrowers and/or advisors.
• Ensure timely covenant tracking with adequate recording in relevant system (CreditHub/ DocVault/Task Manager)
• Prepare appropriate Excel sensitivity analysis for transactions.
• Discuss/negotiate waiver requests, early repayments and restructurings (with senior assistance) with borrowers/agents and other external/internal parties.
• Where required, discuss/negotiate necessary credit and collateral documentation and ensure that all documentation and decisions required are correctly prepared, communicated and processed,
• Maintain electronic credit files for respective deals, ensuring key documents have been saved before submission of approval requests,
• Contribute to regular and ad hoc reporting requests from management, the client and its auditors on the portfolio, the sector and specific deals,
• Provide input to internal reports (e.g. internal surveillance lists etc.)
• Liaise pro-actively and effectively with different client departments for the respective portfolio.
• Support marketing efforts as and when required (e.g. preparation of presentation materials, scope definitions, Request for Proposals, capacity calculations etc.)
• Observe market for potential service opportunities.
• Provide services in relation to 3rd party client portfolios as detailed under (future) service level agreements.
• Support dedicated  unit in diligence/onboarding of new portfolios.

The Successful Portfolio Administrator Will Have:

• Banking / University degree (honours)
• Advanced excel and modelling skills.
• Post graduate qualification.

• Must have established previous working experience with a proven track record in a related credit / risk/asset management environment involving infrastructure and energy project finance.
• Good understanding of both project and corporate finance with a solid background in and knowledge of credit risk drivers and risks inherent in the respective borrower industry sectors.
• Solid analytical and technical skills and ability to understand complex loan documentation and financing structures and ability to convey technical (modelling) concepts to both technical practitioners and third parties.
• High level of familiarity of MS Excel